Tax Lien ROI Calculator

Investment amount

Lien face value $5,000

Purchase price (deed) $80,000

Estimated market value $130,000

Lien terms

Annual interest rate 8.0%

Holding period (months) 18 mo

State / minimum return

Deed details

Rehab / repair costs $8,000

Months to resell 6 mo

Carrying cost / month $400

Costs & fees

Bidder registration fee $0

Auction paddle / platform fee $0

Due diligence / title search $0

Property inspection $0

County recorder / certificate fee $0

Statutory notice fee $0

Foreclosure filing costs $0

Closing costs (buy + sell) $0

Real estate agent commission (6%) variable

Your tax rate (for after-tax calc) 25%

Total return

—

gross profit

Annualized ROI

—

after fees, before tax

After-tax return

—

net profit

Your lien / deed
—
annualized ROI

S&P 500 avg

10.5%

10-yr historical avg

HY savings acct

4.8%

current avg rate

Investment value over time vs. alternatives

Return breakdown

For educational purposes only. This calculator uses simplified models and does not account for all possible costs, legal fees, market changes, or state-specific rules. Returns are not guaranteed. Consult a licensed financial advisor and attorney before investing. Always verify current rules with the relevant county treasurer.

Tax Lien & DeedROI Calculator

Tax Lien & Deed
ROI Calculator